Travelers (TRV) official guidance
Travelers (TRV) official earnings guidance and management outlook. Each figure management stated is shown with its revisions and the source quote.
See the full Filings Intelligence suiteTRVTRAVELERS COMPANIES, INC.FY2026 · ends 2026-12-31
1 metric1 maintainedearnings call · 2026-07-18 04:00:31 UTC
2026-07-18 04:00:31 UTC28.5%maintained
Even with those higher profit-driven variable costs, we continue to expect the full year expense ratio to be in line with our prior guidance of around 28.5%.
TRV · transcript · Q2 FY2026
2026-07-18 04:00:00 UTCOpen source
2026-07-17 10:58:52 UTC28.5%maintained
The Company expects the full year 2026 expense ratio to be approximately 28.5%.
TRV · EX-99.1 · Q2 FY2026
2026-07-17 10:58:28 UTCOpen source
2026-04-17 04:00:47 UTC28.5%maintained
That's what we expected, given the timing of expenses in Q1, and we still expect the full-year expense ratio to be in line with our prior guidance of right around 28.5%.
TRV · transcript · Q1 FY2026
2026-04-17 04:00:00 UTCOpen source
2026-04-16 10:58:45 UTC28.5%maintained
The Company continues to expect the full year 2026 expense ratio to be approximately 28.5%.
TRV · EX-99.1 · Q1 FY2026
2026-04-16 10:58:25 UTCOpen source
2026-01-22 05:00:49 UTC28.5%maintained
Continue to expect the expense ratio for 2026 to be right around 28.5%.
TRV · transcript · Q4 FY2025
2026-01-22 05:00:00 UTCOpen source
2025-10-17 04:04:16 UTC28.5%new
We continue to expect an expense ratio of around 28.5% for the full year 2025 and expect to manage to that level again in 2026.
TRV · transcript · Q3 FY2025
2025-10-17 04:00:00 UTCOpen source
TRVTRAVELERS COMPANIES, INC.Q3 FY2026 · ends 2026-09-30
1 metric1 maintainedearnings call · 2026-07-18 04:00:31 UTC
2026-07-18 04:00:31 UTC$840Mmaintained
Our outlook for fixed income NII by quarter, including earnings from short-term securities, is consistent with the guidance we previously provided, expecting approximately $840 million in the third quarter and roughly $870 million in the fourth quarter.
TRV · transcript · Q2 FY2026
2026-07-18 04:00:00 UTCOpen source
2026-04-17 04:00:47 UTC$840Mnew
Our outlook for fixed income NII by quarter, including earnings from short-term securities, is consistent with the guidance we provided on our fourth quarter earnings call, expecting roughly $810 million after tax in the second quarter, growing to approximately $840 million in the third quarter, and then to around $870 million in the fourth quarter.
TRV · transcript · Q1 FY2026
2026-04-17 04:00:00 UTCOpen source
TRVTRAVELERS COMPANIES, INC.Q4 FY2026 · ends 2026-12-31
1 metric1 maintainedearnings call · 2026-07-18 04:00:31 UTC
2026-07-18 04:00:31 UTC$870Mmaintained
Our outlook for fixed income NII by quarter, including earnings from short-term securities, is consistent with the guidance we previously provided, expecting approximately $840 million in the third quarter and roughly $870 million in the fourth quarter.
TRV · transcript · Q2 FY2026
2026-07-18 04:00:00 UTCOpen source
2026-04-17 04:00:47 UTC$870Mmaintained
Our outlook for fixed income NII by quarter, including earnings from short-term securities, is consistent with the guidance we provided on our fourth quarter earnings call, expecting roughly $810 million after tax in the second quarter, growing to approximately $840 million in the third quarter, and then to around $870 million in the fourth quarter.
TRV · transcript · Q1 FY2026
2026-04-17 04:00:00 UTCOpen source
2026-01-22 05:00:49 UTC$870Mlowered -1.7%
In terms of our outlook for fixed income NII for 2026, including earnings from short-term securities, we expect approximately $3.3 billion after-tax, beginning with about $800 million in the Q1 and growing to about $870 million in the Q4.
TRV · transcript · Q4 FY2025
2026-01-22 05:00:00 UTCOpen source
2025-10-17 04:04:16 UTC$885Mnew
For 2026, we expect more than $3.3 billion, with quarterly figures starting at around $810 million in Q1 and growing to around $885 million in Q4.
TRV · transcript · Q3 FY2025
2025-10-17 04:00:00 UTCOpen source
TRVTRAVELERS COMPANIES, INC.Q2 FY2026 · ends 2026-06-30
1 metric1 newearnings call · 2026-04-17 04:00:47 UTC
2026-04-17 04:00:47 UTC$810Mnew
Our outlook for fixed income NII by quarter, including earnings from short-term securities, is consistent with the guidance we provided on our fourth quarter earnings call, expecting roughly $810 million after tax in the second quarter, growing to approximately $840 million in the third quarter, and then to around $870 million in the fourth quarter.
TRV · transcript · Q1 FY2026
2026-04-17 04:00:00 UTCOpen source
TRVTRAVELERS COMPANIES, INC.FY2026
1 metric1 maintainedearnings call · 2026-04-17 04:00:47 UTC
2026-04-17 04:00:47 UTCmid-single digitsmaintained
We expect renewal premium change to further moderate into the mid-single digits, reflecting improved profitability.
TRV · transcript · Q1 FY2026
2026-04-17 04:00:00 UTCOpen source
2026-01-22 05:00:49 UTCdrop into the single digitsmaintained
We continue to expect RPC to drop into the single digits beginning in early 2026, reflecting improved profitability and values that have now largely aligned with replacement costs.
TRV · transcript · Q4 FY2025
2026-01-22 05:00:00 UTCOpen source
2025-10-17 04:04:16 UTCsingle digitsnew
We expect RPC to remain elevated in the fourth quarter and then drop into single digits beginning in early 2026 as values will have largely aligned with replacement costs.
TRV · transcript · Q3 FY2025
2025-10-17 04:00:00 UTCOpen source
TRVTRAVELERS COMPANIES, INC.FY2026 · ends 2026-12-31
1 metricearnings call · 2026-01-22 05:00:49 UTC
2026-01-22 05:00:49 UTC$3.3B
In terms of our outlook for fixed income NII for 2026, including earnings from short-term securities, we expect approximately $3.3 billion after-tax, beginning with about $800 million in the Q1 and growing to about $870 million in the Q4.
TRV · transcript · Q4 FY2025
2026-01-22 05:00:00 UTCOpen source
2025-10-17 04:04:16 UTCat least $3.3Bnew
For 2026, we expect more than $3.3 billion, with quarterly figures starting at around $810 million in Q1 and growing to around $885 million in Q4.
TRV · transcript · Q3 FY2025
2025-10-17 04:00:00 UTCOpen source
TRVTRAVELERS COMPANIES, INC.Q1 FY2026 · ends 2026-03-31
2 metrics1 lowered1 newearnings call · 2026-01-22 05:00:49 UTC
2026-01-22 05:00:49 UTC$800Mlowered -1.2%
In terms of our outlook for fixed income NII for 2026, including earnings from short-term securities, we expect approximately $3.3 billion after-tax, beginning with about $800 million in the Q1 and growing to about $870 million in the Q4.
TRV · transcript · Q4 FY2025
2026-01-22 05:00:00 UTCOpen source
2025-10-17 04:04:16 UTC$810Mnew
For 2026, we expect more than $3.3 billion, with quarterly figures starting at around $810 million in Q1 and growing to around $885 million in Q4.
TRV · transcript · Q3 FY2025
2025-10-17 04:00:00 UTCOpen source
2026-01-22 05:00:49 UTC$1.8Bnew411.4% vs Q1 FY2025
Even with the increased level of share repurchases we just executed in Q4, given the strong finish to the 2025 year, we now expect repurchases of around $1.8 billion in Q1.
TRV · transcript · Q4 FY2025
2026-01-22 05:00:00 UTCOpen source
TRVTRAVELERS COMPANIES, INC.FY2025 · ends 2025-12-31
1 metric1 newearnings call · 2025-10-17 04:04:16 UTC
2025-10-17 04:04:16 UTC28.5%new
We continue to expect an expense ratio of around 28.5% for the full year 2025 and expect to manage to that level again in 2026.
TRV · transcript · Q3 FY2025
2025-10-17 04:00:00 UTCOpen source
TRVTRAVELERS COMPANIES, INC.Q4 FY2025 · ends 2025-12-31
3 metrics3 newearnings call · 2025-10-17 04:04:16 UTC
2025-10-17 04:04:16 UTC$810Mnew
Our outlook for fixed income NII, including earnings from short-term securities, has increased from the outlook we provided a quarter ago, and we now expect approximately $810 million after tax in the fourth quarter.
TRV · transcript · Q3 FY2025
2025-10-17 04:00:00 UTCOpen source
2025-10-17 04:04:16 UTCremain elevatednew
We expect RPC to remain elevated in the fourth quarter and then drop into single digits beginning in early 2026 as values will have largely aligned with replacement costs.
TRV · transcript · Q3 FY2025
2025-10-17 04:00:00 UTCOpen source
2025-10-17 04:04:16 UTC$1.3Bnew403.9% vs Q4 FY2024
As a result, we expect to increase the level of share repurchases in the fourth quarter to roughly $1.3 billion.
TRV · transcript · Q3 FY2025
2025-10-17 04:00:00 UTCOpen source