Reserve Bank of Australia raises cash-rate target to 4.85%

Financial Juice’s contemporaneous reports explicitly identify a completed Reserve Bank of Australia decision: a 25-basis-point increase from 4.60% to 4.85% at the 3 November 2026 meeting. This is a new, broad monetary-policy action with forward implications for Australian rates, credit, currency and macro expectations, so it is approved and retains high importance; because the decision matched the market forecast and was widely expected, surprise is low. The meeting date is explicit, but the exact decision time is not; 03:30 UTC is estimated from the first reports posted shortly after 03:30 UTC, so timestamp confidence is lower than factual confidence. Approved stakeholders are limited to Australian banks, property groups and long-duration infrastructure companies with explicit rate, funding or valuation channels. The development is a confirmed milestone in existing event 10070 and is not a duplicate of the earlier predicted hike.