Assurant (AIZ) official guidance

•Adjusted EBITDA, excluding reportable catastrophes6, now expected to increase mid single digits.

We now expect full year adjusted EBITDA and earnings per share to grow low single digits, both excluding CATs, overcoming $94 million of lower favorable prior year reserve development.

•Adjusted EBITDA, excluding reportable catastrophes6, now expected to increase low single digits.

Excluding this impact, we expect mid to high single-digit growth in both Adjusted EBITDA and earnings per share, excluding CATs.

•Adjusted EBITDA, excluding reportable catastrophes6, to be consistent with 2025 levels, or to increase mid-to-high single digits, excluding $113 million of favorable prior year development in 2025.

Global Automotive is expected to grow from higher investment income, continued loss improvement, and growth of global partnerships.

Global Automotive is expected to grow from higher investment income, continued loss improvement, and growth of global partnerships.

Turning to Global Housing, our outlook has improved, and we now expect earnings to decline only modestly, excluding CATs.

We're increasing our outlook for Lifestyle and now expect growth of approximately 10%, reflecting our strong first quarter results.

| Adjusted EBITDA, ex. reportable catastrophes2 | $1,734 | Mid Single Digits | Approximately 10% |

Excluding the impact of prior year development, we expect high single digit underlying growth in both adjusted EBITDA and earnings per share excluding CATs.

| Adjusted EBITDA, ex. reportable catastrophes2 | $1,734 | Low single digits | High single digits |

Absent prior year development, we continue to expect solid underlying growth for the full year.

•Adjusted earnings, excluding reportable catastrophes, per diluted share6, now expected to increase mid single digits.

•Adjusted earnings, excluding reportable catastrophes, per diluted share6, now expected to increase low single digits.

•Adjusted earnings, excluding reportable catastrophes, per diluted share6, to be consistent with 2025 levels, or increase mid-to-high single digits when excluding $113 million of prior year reserve development in 2025.

| Adjusted earnings, ex. reportable catastrophes, per diluted share4 | $22.81 | Mid Single Digits | Approximately 10% |

| Adjusted earnings, ex. reportable catastrophes, per diluted share4 | $22.81 | Low single digits | High single digits |

“Driven by our strong first-half, we are once again increasing our 2026 enterprise outlook. We now expect Adjusted EBITDA and Adjusted earnings per share growth of mid single digits or approximately 10% on an underlying basis, both excluding reportable catastrophes. Supported by our strong capital position, we now expect share repurchases toward the upper end of our $300 million to $350 million range, while preserving flexibility to invest in attractive growth opportunities across the business,” Demmings added.

For 2026, we now expect share repurchases of $300 million-$350 million, which is at the high end of our initial range from the beginning of the year and is subject to M&A and other market conditions.

“Driven by our strong start to the year, we are increasing our 2026 enterprise outlook. We now expect Adjusted EBITDA and Adjusted earnings per share, both excluding reportable catastrophes, to grow low single digits, or high single digits on an underlying basis. We also now expect to return $300 to $350 million in share repurchases, at the upper end of our 2026 guidance,” Demmings added.

After a strong year of repurchases, we expect our 2026 repurchases to be in the range of $250 million-$350 million, subject to M&A as well as market and other conditions.

•Adjusted earnings, excluding reportable catastrophes, per diluted share6, now expected to increase low single digits. The company now expects depreciation expense of approximately $180 million and an effective tax rate of approximately 19 to 21 percent, and continues to expect interest expense of approximately $113 million and amortization of purchased intangible assets of approximately $70 million.

The company expects depreciation expense of approximately $175 million, interest expense of approximately $113 million, amortization of purchased intangible assets of approximately $70 million and an effective tax rate of approximately 20 to 22 percent.

•Adjusted earnings, excluding reportable catastrophes, per diluted share6, now expected to increase low single digits. The company now expects depreciation expense of approximately $180 million and an effective tax rate of approximately 19 to 21 percent, and continues to expect interest expense of approximately $113 million and amortization of purchased intangible assets of approximately $70 million.

The company expects depreciation expense of approximately $175 million, interest expense of approximately $113 million, amortization of purchased intangible assets of approximately $70 million and an effective tax rate of approximately 20 to 22 percent.

◦Global Housing Adjusted EBITDA, excluding reportable catastrophes6, now expected to decline only modestly.

◦Global Housing Adjusted EBITDA, excluding reportable catastrophes6, to decrease, with solid underlying growth when excluding $113 million of prior year reserve development in 2025.

◦Global Lifestyle Adjusted EBITDA now expected to increase by approximately 10 percent with contributions from Connected Living and Global Automotive.

◦Global Lifestyle Adjusted EBITDA to increase high single digits with contributions from Connected Living and Global Automotive.

•Adjusted earnings, excluding reportable catastrophes, per diluted share6, now expected to increase low single digits. The company now expects depreciation expense of approximately $180 million and an effective tax rate of approximately 19 to 21 percent, and continues to expect interest expense of approximately $113 million and amortization of purchased intangible assets of approximately $70 million.

The company expects depreciation expense of approximately $175 million, interest expense of approximately $113 million, amortization of purchased intangible assets of approximately $70 million and an effective tax rate of approximately 20 to 22 percent.

•Adjusted earnings, excluding reportable catastrophes, per diluted share6, now expected to increase low single digits. The company now expects depreciation expense of approximately $180 million and an effective tax rate of approximately 19 to 21 percent, and continues to expect interest expense of approximately $113 million and amortization of purchased intangible assets of approximately $70 million.

The company expects depreciation expense of approximately $175 million, interest expense of approximately $113 million, amortization of purchased intangible assets of approximately $70 million and an effective tax rate of approximately 20 to 22 percent.

Our annual CAT load assumption for this year is estimated to be between $180-$185 million.

We see loan growth, policy growth, AIV increases over the year, probably a relatively neutral rate environment, and low- to mid-80 combined ratios for the year in 2026.

◦Corporate and Other Adjusted EBITDA loss to approximate $140 million, reflecting organic investments in our Home Warranty business.